At Almina Management Pte Ltd, we are specialized and focus on helping individuals and/or small to medium size companies in the following 6 areas:
1.) Independent investment advisory: providing tailor made investment advice taking in consideration the individual's risk appetite and needs.
Intensive discussions with the individual client about his targets and the preferences for the future. (pension scheme / high return with higher risk or lower risk and therefore more security etc.)
The dialog with the client is on a constant basis as we want the investor to understand the reasons for various investments put in place.
2.) Optimize the disposable income stream via various schemes (dependent on the individual needs - incl. cash flow management)
Allocation of funds into various different investment classes to avoid bulk risk in close agreement with the investor. Understanding
the individual and personal needs for the future investments.
3.) Tax Advice (only via Joint Venture) for optimal and tax efficient structures domestically and/or internationally.
Supporting the individual client to find the right structure for the personal investments and pension planning in a tax efficient environment.
4.) Cost optimization - analysis of cost/income patterns, providing recommendations and implementation of potential savings.
By understanding the individual’s specific needs optimizing the current cost structures and proposing alternatives to eliminate unnecessary
expenses.
5.) Debt restructuring - review of individual's debt structure and implement necessary plans to restructure the current debt situation.
Reduction of interest rate payments and associated costs by analysing and optimizing income streams, change of maturities, repayments etc.
Coordinating a schedule for repayments - negotiating terms with banks etc.
6.) General management consultancy services for optimization of processes.
Supporting corporations in change management for their Treasury or Accounting departments with the aim of streamlining processes, reducing
operational risks and finally safeguard the entire process with cost cutting targets.